Swiss Money Market Screensaver
The Swiss Money Market screensaver shows the Swiss National Bank's own published money-market rates, gathered key-less by the pipeline. It's free, runs in your browser, and ESC exits.
Live preview
Press ESC to leave fullscreen. Settings are saved in your browser only.
How the Swiss Money Market screensaver works
The saver reads the source described above and draws it on a canvas — no account, no tracking.
The Swiss National Bank's own published money-market rates, gathered key-less by the pipeline. Switzerland spent years below zero and the series still carries it, so this chart crosses the zero line rather than sitting comfortably above it.
It refreshes on a schedule, so what you see stays current.
Colours and any options can be changed in settings; nothing is stored beyond your own browser.
Reading Swiss interest-rate history
The Swiss National Bank, the country's central bank, publishes its time series through an open data portal. The saver draws money-market rates, short-term interest rates at which banks lend to each other, for the Swiss franc. A key benchmark is SARON, the Swiss Average Rate Overnight, which measures the overnight rate in the secured franc funding market from transactions and quotes in the Swiss repo market; it is administered by SIX and was proposed in 2017 as the alternative to CHF LIBOR.
The chart is unusual because it dips below zero. On 18 December 2014 the SNB introduced a negative rate of -0.25% on sight deposit balances, and on 15 January 2015 it cut that to -0.75%. Negative rates lasted until 2022, so for years lenders effectively paid to deposit money. The long view shows how far from normal that period was.
Since June 2019 the SNB has set a policy rate, which replaced its former target range for three-month Swiss franc LIBOR, and it aims to keep secured short-term franc money-market rates close to it. A rate shown here is a market outcome that tracks the policy rate but is not identical to it, and the data are descriptive only: a past pattern says nothing about where rates will go next.
A worked example
The Swiss National Bank's own published money-market rates, gathered key-less by the pipeline. Switzerland spent years below zero and the series still carries it, so this chart crosses the zero line rather than sitting comfortably above it.
Settings & tips
- Accent and Background recolour the display.
- Every value on screen comes from the live source — nothing is simulated.
- Press ESC to leave fullscreen.
Frequently asked questions
- Is this real data?
- Yes — it comes from the source named on this page and is refreshed on a schedule.
- Is a key needed?
- No. This source is fully key-less.
- Is it free?
- Yes — free, no download, in your browser.
- What is SARON?
- The Swiss Average Rate Overnight, a measure of the overnight rate in the secured Swiss franc funding market, based on Swiss repo transactions and quotes and administered by SIX.
- Why were Swiss rates negative?
- The SNB introduced negative interest on sight deposits in December 2014 and kept rates negative until 2022.
- Is the SNB rate the same as the money-market rate?
- Closely related but not identical. The SNB sets a policy rate and aims to keep secured short-term money-market rates close to it, while market rates reflect actual trading each day.